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Wide ex rel. Wilson v. Union Acceptance Corp., No. 02-0104, 2002 WL 31730920 (S.D. Ind. Nov. 19, 2002)

This was one of many lawsuits challenging, on behalf of putative classes of African-Americans or Hispanics, the finance charges on retail installment contracts purchased from automobile dealers by assignees, as discriminatory violations of the Equal Credit Opportunity Act (ECOA).  VBLH&C represented one assignee and obtained a denial of class certification, arguing that the negotiations of price and financing between individual consumers and individual automobile dealers meant that common issues of fact and loan could not predominate.  VBLH&C obtained one of the few decisions denying class certification in these many ECOA lawsuits.