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Jonathan N. Ledsky

Tel: (312) 341-9840
Fax: (312) 419-0225
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  • JD Vanderbilt University School of Law
  • BA Franklin & Marshall College, Lancaster, PA


Jonathan Ledsky concentrates his practice in class action and complex business litigation.  As an experienced litigator, he has defended numerous consumer finance clients, including banks, mortgage lenders, finance companies, credit card issuers, and credit insurers, in consumer class actions and other business disputes.  The class actions typically allege violations of specific state and federal consumer credit, insurance, and banking acts and challenge business practices under general state consumer fraud statutes and RICO statutes.  These lawsuits involve claims under a myriad of federal statutes, such as TILA, FDCPA , FCRA, ECOA, FHA, HOEPA, RESPA, and TCPA, and state statutes, such as the Illinois Interest Act, the Retail Installment Sales Act, the Sales Finance Agency Act, the Consumer Installment Loan Act, and the Uniform Commercial Code.  Mr. Ledsky has broad experience both successfully opposing class certification and articulating the purpose of specific state and federal statutes and regulations to thwart substantive challenges to business practices.  Mr. Ledsky has removed putative class actions to federal court and litigated issues of first impression under the Class Action Fairness Act.

As an adjunct to litigation, Mr. Ledsky counsels consumer finance clients on compliance with the complex array of state and federal regulations issued by multiple departments and agencies.  

Mr. Ledsky has also defended other business clients in class actions involving employment discrimination, product liability, and contracts involving the sale of goods and services to consumers.  He has experience defending clients in smaller commercial disputes as well, counseling cost-effective management strategies.  Mr. Ledsky’s defense of his clients, including lenders in financial services cases -- particularly class actions -- has involved appearances in various federal and state courts around the country.

Representative Engagements

  • Successfully argued a Seventh Circuit appeal in which the Court applied for the first time the good faith exception under the Illinois Interest Act to lenders’ reliance on the (possibly erroneous) guidance of the Illinois Department of Financial Institutions.
  • Successfully managed, litigated, and settled a highly complex array of individual and class action lawsuits involving disputed titles and leases for hundreds of luxury cars on behalf of a financial services company who had purchased cars and leases from a lease broker who allegedly had failed to pay for the cars obtained from new car dealers, had pledged the cars to different financial institutions, and had failed to submit the proper applications for registration and licenses to the Illinois Secretary of State.
  • Defeated numerous class motions in a wide variety of lawsuits alleging violations of a host of state and federal consumer protection statutes challenging disclosures, forms, and practices of financial institutions.
  • Represented an insurance company in defeating class certification in an action challenging notices sent to insureds.
  • Defended financial institutions in various adversary complaints, with class allegations, in bankruptcy courts alleging violations of the Bankruptcy Code involving reaffirmation agreements and the alleged improper preparation of proofs of claims.

Professional and Community Involvement

  • Frequent speaker at seminars on class action and financial services litigation topics.
  • Member of and participant in American Bar Association Consumer Financial Services Committee of the Business Law Section.
  • Board member of Emanuel Congregation.
  • Commissioner of the Ken Dayley League.